Private onchain banking for humans and their AI agents.

Anchae is a stablecoin account where humans stay in control, AI agents can operate within hard limits, and every balance and transaction is private by default.

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Private by default
Balances, counterparties, and strategies stay Hidden unless the user chooses selective disclosure.
Agent scoped
Each agent gets hard budgets, asset rules, loss limits, expiration, and passkey approval outside scope.
Human owned
Agents can act. The human owns the account, the keys, and the final approval path.
The shift

The next bank account will not be operated only by humans.

AI agents will pay for software, optimize idle cash, trade within a policy, prepare tax-ready summaries, and react to market events. They need accounts that are programmable like crypto, private like banking, non-custodial like self-sovereign money, and permissioned like enterprise software.

Banks are not programmable

Legacy accounts are trusted, but agents cannot safely operate inside them with fine-grained financial authority.

Wallets are too exposed

Crypto is programmable, but public balances, counterparties, trades, and strategy leak by default.

Agents need a boundary

Giving AI unlimited account access is unacceptable. Anchae makes autonomy useful by making authority explicit.

Human-owned, agent-operated

Useful agentic money, without surrendering the account.

Anchae gives the AI-native earner one private stablecoin account for spending, earning, trading, reporting, and delegation. The agent can act inside a scope. The human owns the balance, the policy, and the override.

Scoped agent accounts

Set max spend, max position size, asset whitelist, weekly loss limit, expiration, and passkey approval for anything outside policy.

AI-native spending

Let an agent manage software subscriptions, AI-tool spend, stablecoin cash flow, and routine payments without exposing your full wallet graph.

Private AI reports

Monthly summaries can be generated locally or inside a TEE. Raw amounts and counterparties stay inside the privacy boundary. Plaintext is not the product.

Product loop

One Hidden balance. Five AI-era money jobs.

01

Deposit

Move USDC or USDT once into a private balance that becomes the home base for agent-operated finance.

02

Spend

Use card-backed stablecoin spend and AI-vendor cashback without broadcasting your balance or payment graph.

03

Earn

Idle stablecoins can seek yield while position data remains private by default.

04

Delegate

Create agent sub-accounts for subscriptions, trading, prediction-market positions, and tax preparation with strict limits.

05

Report

Generate private finance summaries from inside the privacy boundary so automation does not become surveillance.

Trust architecture

Privacy is not a UI promise. It is the account architecture.

Anchae combines a Groth16 shielded pool, TEE-attested proving, passkey onboarding, $nametag identity, Hidden/Visible balances, and a self-custodial forced-withdrawal path. It is not a mixer. It is a private, auditable, user-controlled account.

ZK proofs
Groth16 proofs prove valid transfers without revealing sender, recipient, or amount.
TEE prover
Attested proving makes private settlement fast enough for mobile UX without giving the TEE withdrawal control.
Agent policy
Sub-accounts bind each agent to a fixed budget, approved assets, time window, and human approval rule.
Disclosure
Viewing keys enable future selective disclosure for taxes, audits, and compliance without public exposure.

The bank account for the agent economy.

AI agents will become economic actors. Stablecoins will become their settlement rail. Anchae is where human-owned money becomes safely operable by AI.

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